CENTURY 21 Adele Shaw & Associates
Mary Jo Flatley, Broker
900 North Providence Road
Media, PA 19063
Phone: 610 565-8330
Email: mflat@aol.com
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Buyer/Seller Info
Tips for Buyers
- Avoiding Financial Stress
- Build a Plan of Action and Get Ready
- Finding the Right Seller
- Getting a Legitimate Lender and Getting Pre-Approved
- Hot, Normal, and Cold Markets
- Importance of Inspection
- Is Buying a Home Still a Smart Plan
- Thinking About Buying a Foreclosure
- Use a Buyer's Agent
- Why You Should Not Make Any Major Credit Purchases
Tips for Sellers
- Considering Offers
- Finding the Right Agent
- For Sale By Owner - A Good Idea
- Getting the Highest Price in the Shortest Time
- Insist on a Home Inspection
- Know Why You are Selling
- Making a Good First Impression
- Plan of Action
- Setting the Price
- What is a Short Sale Anyway
Homeowner Information
- Common Ways of Holding Title
- Condominium and PUD Ownership
- Environmental Issues
- Lead Poisoning
- Living Trusts
- Mechanics Liens
- Mello-Roos
- Radon
- Underground Heating Oil Tanks
- Understanding Foreclosures
Title and Escrow
- Closing and Title Costs
- Creative Financing
- Required Reporting to the IRS
- Statements of Information
- The Functions of an Escrow
- Title Insurance - Where Does Your Dollar Go?
- Title Insurance Requirements for Insuring Trusts
- Title Insurance When Refinancing Your Loan
- Understanding Preliminary Reports
- Understanding Title Insurance
- Why Do You Need Title Insurance
Real Estate Glossary
Mortgage Information
- Adjustable Rate Mortgages - The Pros and Cons
- Adjustable Rate Mortgages-The Basics
- Closing Costs When Buying or Refinancing a Home
- Documenting Your Assets - Verifying Your Down Payment
- FICO® Score - a Brief Explanation
- FICO® Scores and Your Mortgage
- Items You Need When Applying For a Loan
- Land Contract
- The Advantages of Different Types of Mortgage Lenders
- The Biweekly Mortgage - Who Needs It?
- The No-Cost Thirty Year Fixed Rate Mortgage
- Types of Mortgage Lenders
- What's a FICO®?
- Where Does the Money Come From for Mortgage Loans?
- Which ARM is the Best Alternative?
- Your Savings and Down Payment
Testimonials
Just a note of thank you for assisting us in finfing a home. You went beyond the call of duty. I can't tell you how much we appreciate it. Again, thank you very much!
Bob and Toni
My sisters and I want to thank you for your assistance in selling our mother's house. Thanks for answering our many questions and guiding us through this process.
Joyce
Thank you so much for helping us find our dream house. We know there must have been times when we were difficult but you never lost your patience with us.
Tom and Paula
We would like to express our sincere thanks for all the time you put into finding our new home for us. While it was trying at times, it's now easy to say the wait was worth it!! We love our new house and the neighborhood...it was exactly the right one for us. Thanks for your patience and for sticking with us.
Matt and Stacy
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